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Key Features
No Foreign Transaction Fees
Travel Portal Redemption
Card Details
Annual Fee:$95
Card Type:Personal
Bank:HSBC Bank
Network:Mastercard
Type:Bank
Signup Bonus
50,000 points
Earn 50,000 bonus points after spending $4,000 within the first three months of account opening.
Earning Structure
3x
points per $1 spent on:Gas Stations
Groceries
2x
points per $1 spent on:Travel
1x
points per $1 spent on:All Other
Editorial independence
RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.
All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.