Barclays Bank · Mastercard · Personal
Lufthansa Miles & More
A $89-a-year card earning cash back: 2× on Airfare (Portal), 1× on everything else.

- Annual fee
- $89Charged every year
- Signup bonus
- 70,000 ≈ $700 in cash back (our estimate)*
- Top rate
- 2×Airfare (Portal)
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 70,000 points · spend $4,000 on purchases and pay the annual fee in full, both within the first 90 days after account opening | $700 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$89 | −$89 |
| NetYear one includes the bonus · at your inputs · our estimates* | $611 | −$89 |
The bonus needs $4,000 on purchases and pay the annual fee in full, both within the first 90 days after account opening.
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Airfare (Portal) NotesTickets purchased directly from Miles & More integrated partners only: Lufthansa, SWISS, Austrian, Brussels Airlines, Eurowings, AirDolomiti, Croatia Airlines, LOT, and Luxair. OTAs, resellers, and digital-wallet payments may not qualify. | 2× | $2.00 | |
All Other NotesBase rate on all other net purchases. Balance transfers, cash advances, fees, and interest do not earn miles. | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $89
- Card type
- Personal
- Network
- Mastercard
- Bank
- Barclays Bank
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits4 · 0 high value
- Companion Fare Certificates Annual Companion Ticket
- Earn Perks & Status Miles to Status Points Conversion + 1 more earn perks & status benefit
- Lounge Access Lufthansa Business Lounge Vouchers
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Lufthansa Miles & More | Frontier | Emirates Skywards Rewards | Air France KLM | |
|---|---|---|---|---|
| Annual fee | $89 | $89Same | $99+$10 | $89Same |
| Signup bonus | 70,000 pts | 60,000 pts | 40,000 pts | 50,000 pts |
| Top rate | 2×Airfare (Portal) | 5×Airfare (Portal) | 3×Airfare (Portal) | 3×Airfare (Portal), Dining |
| Travel value * | –Cash back | 1.13¢FRONTIER Miles | 1.15¢Emirates Skywards | 1.33¢Flying Blue |
| Why it’s here | This card | Same $89 annual fee | An annual fee within $100 | Same $89 annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







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