US Bank · Visa · Personal

US Bank Shield

A no-annual-fee card earning cash back: 4× on 3 categories.

US Bank Shield
Annual fee
$0No annual fee
Signup bonus
NoneNo signup bonus listed
Top rate
4×3 categories
Point value
1¢Cash back, a cent a point

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Your spending a year, by earning rate
4×Airfare (Portal), Car Rentals (Portal), Hotels (Portal)
Illustrative numbers, not an average.
Statement credits you’d use
LineYear oneYear two
Signup bonus None listed$0–
Cash back on your spend Enter your spending$0$0
Credits you’d use None ticked yet$0$0
Annual fee No annual fee$0$0
NetYear one includes the bonus · at your inputs · our estimates*$0$0
Compare whole wallets See how the Shield does beside the cards you already hold.

Earning structure

3 categories, 1 rate

IconCategoryPoints per $1 Worth per $100 (our estimate)*
Airfare (Portal) 4×$4.00
Car Rentals (Portal) 4×$4.00
Hotels (Portal) 4×$4.00

The rest of the card

Details, rules and benefits

Card details
Annual fee
None
Card type
Personal
Network
Visa
Bank
US Bank
Point system
Cash back
Foreign transaction fee
Yes
Transfer partners
No
Travel portal redemption
No
Cash to travel
No
Benefits2 · 0 high value
  • Cell Phone Protections Cell phone protection
  • Earn Perks & Status $20 annual statement credit

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

US Bank ShieldUS Bank Altitude ConnectUS Bank Cash+Amazon
Annual fee$0$0Same$0Same$0Same
Signup bonusNone20,000 pts$150$50
Top rate4×3 categories5×Car Rentals (Portal), Hotels (Portal)5×4 categories3×4 categories
Travel value *–Cash back1¢Altitude Rewards (Connect)–Cash back–Cash back
Why it’s hereThis cardAlso no annual feeAlso no annual feeAlso no annual fee

Discussion

CommentsShow the discussion

* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.