US Bank · Visa Signature · Personal
US Bank Altitude Connect
A no-annual-fee card earning Altitude Rewards (Connect): 5× on Car Rentals (Portal) and Hotels (Portal), 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- 20,000 ≈ $200 in travel (our estimate)*
- Top rate
- 5×Car Rentals (Portal), Hotels (Portal)
- Point value
- 1¢ In travel · 0.8¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 20,000 points | $200 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
Bonus terms: Earn 20,000 bonus points by spending $1,000 in eligible net purchases in the first 90 days.
Earning structure
15 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 5× | $5.00 | |
| Hotels (Portal) | 5× | $5.00 | |
| Airfare | 4× | $4.00 | |
Airfare (Portal) NotesPortal not required | 4× | $4.00 | |
| Cruises | 4× | $4.00 | |
EV Charging Cap $1,000 / 3 mo, sharedNotes4X points at gas stations/EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs) | 4× | $4.00 | |
Gas Stations Cap $1,000 / 3 mo, sharedNotes4X points at gas stations/EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs) | 4× | $4.00 | |
| Hotels | 4× | $4.00 | |
| Ridesharing | 4× | $4.00 | |
Transit Notes4x on Travel includes some Transit categories such as: taxicabs, limousines, and passenger trains. | 4× | $4.00 | |
| Travel | 4× | $4.00 | |
| Groceries | 2× | $2.00 | |
| Groceries Online | 2× | $2.00 | |
| Streaming Services | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- US Bank
- Point system
- Altitude Rewards (Connect)
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 0.8¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules1
- Citi 6/6
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months.
Benefits7 · 2 high value
- Airport Express Credits High valueTSA PreCheck® or Global Entry®
- Lounge Access High valueAirport lounge access
- Cell Phone Protections Cell phone protection
- Instant Perks & Status Realtime Rewards
- Travel Protections Travel Accident Benefit + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 US Bank Altitude Connect |  US Bank Cash+ |  Korean Air SKYPASS SkyBlue |  Amazon | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | 20,000 pts | $150 | 10,000 pts | $50 |
| Top rate | 5×Car Rentals (Portal), Hotels (Portal) | 5×4 categories | 2×Streaming Services, Ridesharing | 3×4 categories |
| Travel value * | 1¢Altitude Rewards (Connect) | –Cash back | 1.53¢SKYPASS Miles | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
Video and discussion
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Points hold a value of 1 cent each when redeemed for travel, charitable contributions, or as cash back deposited into a qualifying U.S. Bank account. However, if you choose to redeem them as a statement credit, their value decreases to 0.8 cents per point.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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