Elan Financial Services · Visa Signature · Personal
Associated Bank Travel Rewards+
A $99-a-year card earning Elan Rewards: 4× on 6 categories, 1.5× on everything else.

- Annual fee
- $99Charged every year
- Signup bonus
- 25,000 ≈ $250 in travel (our estimate)*
- Top rate
- 4×6 categories
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 25,000 points | $250 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $151 | −$99 |
Bonus terms: No annual fee for the first year PLUS 25,000 reward bonus points when you spend $2,000 within the first 120 days.
Earning structure
7 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| EV Charging | 4× | $4.00 | |
| Gas Stations | 4× | $4.00 | |
| Movie Theaters | 4× | $4.00 | |
| Select Live Entertainment | 4× | $4.00 | |
| Sports & Recreation | 4× | $4.00 | |
| Travel | 4× | $4.00 | |
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Elan Financial Services
- Point system
- Elan Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits2 · 1 high value
- Lounge Access High valuePriority Pass Select Membership
- Instant Perks & Status Redemption Options
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Associated Bank Travel Rewards+ | Associated Bank Everyday Rewards+ | Associated Bank Reserve Rewards+ | Expedia Group One Key+ | |
|---|---|---|---|---|
| Annual fee | $99 | $0−$99 | $390+$291 | $99Same |
| Signup bonus | 25,000 pts | 15,000 pts | 50,000 pts | $350 |
| Top rate | 4×6 categories | 4×Dining | 6×3 categories | 3×7 categories |
| Travel value * | 1¢Elan Rewards | 1¢Elan Rewards | 1¢Elan Rewards | 0.9¢One Key |
| Why it’s here | This card | Same issuer and the same Elan Rewards points, with no annual fee | Same issuer and the same Elan Rewards points | Same $99 annual fee |

Associated Bank Everyday Rewards+
$0 fee (−$99) · 4× top15,000 pts bonusSame issuer and the same Elan Rewards points, with no annual fee
Associated Bank Reserve Rewards+
$390 fee (+$291) · 6× top50,000 pts bonusSame issuer and the same Elan Rewards points
Expedia Group One Key+
$99 fee (same) · 3× top$350 bonusSame $99 annual fee
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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