Elan Financial Services · Visa Signature · Personal
Associated Bank Everyday Rewards+
A no-annual-fee card earning Elan Rewards: 4× on Dining, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- 15,000 ≈ $150 in travel (our estimate)*
- Top rate
- 4×Dining
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 15,000 points · spend $500 within first 90 days of account opening | $150 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $150 | $0 |
The bonus needs $500 within first 90 days of account opening.
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Dining | 4× | $4.00 | |
| Gas Stations | 2× | $2.00 | |
| Groceries | 2× | $2.00 | |
| Streaming Services | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Elan Financial Services
- Point system
- Elan Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits3 · 0 high value
- Instant Perks & Status Auto Rental Discounts + 1 more instant perks & status benefit
- Travel Protections Lost Luggage Reimbursement
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Associated Bank Everyday Rewards+ |  Associated Bank Travel Rewards+ |  Associated Bank Reserve Rewards+ |  Amtrak Guest Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $99+$99 | $390+$390 | $0Same |
| Signup bonus | 15,000 pts | 25,000 pts | 50,000 pts | 20,000 pts |
| Top rate | 4×Dining | 4×6 categories | 6×3 categories | 2×Special, Dining |
| Travel value * | 1¢Elan Rewards | 1¢Elan Rewards | 1¢Elan Rewards | 2.56¢Amtrak Guest Rewards |
| Why it’s here | This card | Same issuer and the same Elan Rewards points | Same issuer and the same Elan Rewards points | Also no annual fee |
Associated Bank Travel Rewards+
$99 fee (+$99) · 4× top25,000 pts bonusSame issuer and the same Elan Rewards points
Associated Bank Reserve Rewards+
$390 fee (+$390) · 6× top50,000 pts bonusSame issuer and the same Elan Rewards points
Amtrak Guest Rewards
$0 fee (same) · 2× top20,000 pts bonusAlso no annual fee
NOTE: Points expire in five years.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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