Synchrony · Mastercard · Personal
Sam's Club
A no-annual-fee card earning cash back: 5× on Gas Stations, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 5×Gas Stations
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
3 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Gas Stations Cap $6,000 / 12 moNotes5% back on gas anywhere (on the first $6,000 per year, then 1%) | 5× | $5.00 | |
| Dining | 3× | $3.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard
- Bank
- Synchrony
- Point system
- Cash back
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Sam's Club Membership
Requires a $50 Sam's Club membership.
Benefits1 · 0 high value
- Ownership Requirements Sam's Club Membership
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Sam's Club |  Sam's Club Plus |  Cathay Pacific World Elite |  AAA Travel Advantage | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $99+$99 | $0Same |
| Signup bonus | None | None | 38,000 pts | $100 |
| Top rate | 5×Gas Stations | 5×Gas Stations | 3×Airfare (Portal) | 5×EV Charging, Gas Stations |
| Travel value * | –Cash back | –Cash back | 1.23¢Asia Miles | 1¢AAA Points |
| Why it’s here | This card | Also no annual fee | An annual fee within $100 | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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