Synchrony · Mastercard World Elite · Personal
Cathay Pacific World Elite
A $99-a-year card earning Asia Miles: 3× on Airfare (Portal), 1× on everything else.
- Annual fee
- $99Charged every year
- Signup bonus
- 38,000 ≈ $469 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.23¢ In travel · 1.23¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 38,000 points · spend $3,000 spend in 90 days | $469 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $370 | −$99 |
The bonus needs $3,000 spend in 90 days.
Compare whole wallets See how the Cathay Pacific World Elite does beside the cards you already hold.
Earning structure
3 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $3.70 | |
| Dining | 2× | $2.47 | |
| All Other | 1× | $1.23 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Synchrony
- Point system
- Asia Miles
- Travel value (our estimate)*
- 1.23¢ per point
- Cash value (our estimate)*
- 1.23¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits6 · 0 high value
- Cell Phone Protections Cell Phone Protection
- Earn Perks & Status Earn Status
- Instant Perks & Status Priority Boarding + 1 more instant perks & status benefit
- Lounge Access Business Class Lounge Redemption
- Point Modifiers Rewards discount
See all 6 benefits Free account.
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Cathay Pacific World Elite |  Virgin Atlantic Red Rewards |  Amazon Prime Store Card |  American Airlines AAdvantage Platinum Select | |
|---|---|---|---|---|
| Annual fee | $99 | $99Same | $0−$99 | $99Same |
| Signup bonus | 38,000 pts | 60,000 pts | $10 | 50,000 pts |
| Top rate | 3×Airfare (Portal) | 3×3 categories | 5×Amazon, Specified Store(s) | 2×3 categories |
| Travel value * | 1.23¢Asia Miles | 1.47¢Flying Club | –Cash back | 1.42¢American Airlines Miles |
| Why it’s here | This card | Same $99 annual fee, with transferable points | An annual fee within $100 | Same $99 annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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