Wells Fargo · Visa Signature · Personal
Wells Fargo Active Cash
A no-annual-fee card earning Wells Fargo Rewards: 2× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $100Spend $500 in purchases
- Top rate
- 2×All Other
- Point value
- 1.55¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $500 in purchases in the first 3 months after account opening | $100 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $100 | $0 |
The bonus needs $500 in purchases in the first 3 months after account opening.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 2× | $3.10 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Wells Fargo
- Point system
- Wells Fargo Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- Yes
Application rules1
- WF 1/6
You will be denied if you've opened another Wells Fargo card in the last six months.
Benefits2 · 0 high value
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Cell Phone Protections Cellular Telephone Protection
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Wells Fargo Active Cash |  Wells Fargo Autograph |  Wells Fargo Autograph Journey |  AAFES Military Star | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | $100 | 20,000 pts | 60,000 pts | None |
| Top rate | 2×All Other | 3×8 categories | 5×Hotels | 2×All Other |
| Travel value * | 1.55¢Wells Fargo Rewards | 1.55¢Wells Fargo Rewards | 1.55¢Wells Fargo Rewards | –Cash back |
| Why it’s here | This card | Same issuer and the same Wells Fargo Rewards points | Same issuer and the same Wells Fargo Rewards points | Also no annual fee |
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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