Wells Fargo · Visa Signature · Personal
Wells Fargo Autograph Journey
A $95-a-year card earning Wells Fargo Rewards: 5× on Hotels, 1× on everything else.
- Annual fee
- $95Charged every year
- Signup bonus
- 60,000 ≈ $930 in travel (our estimate)*
- Top rate
- 5×Hotels
- Point value
- 1.55¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 60,000 points · spend $4,000 on the card in the first three months | $930 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $835 | −$95 |
The bonus needs $4,000 on the card in the first three months.
Earning structure
5 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Hotels | 5× | $7.75 | |
| Airfare | 4× | $6.20 | |
| Dining | 3× | $4.65 | |
Travel NotesIncludes: - Timeshares - Car Rentals - Cruise lines - Travel agencies - Discount travel sites - Campgrounds | 3× | $4.65 | |
| All Other | 1× | $1.55 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Wells Fargo
- Point system
- Wells Fargo Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules1
- WF 1/6
You will be denied if you've opened another Wells Fargo card in the last six months.
Transfer partners8
- Asia Miles 1:1
- Avios 1:1
- Choice Privileges Rewards 1:2
- Flying Blue 1:1
- Flying Club 1:1
- LifeMiles 1:1
- True Blue 1:1
- Wyndham Rewards 1:2
Ratio is Wells Fargo Rewards points to partner miles or points.
Benefits6 · 1 high value
- Credits & Discounts High value$50 Airfare Credit
- Car Rental Insurance SECONDARY auto rental collision damage waiver
- Cell Phone Protections Cellular Telephone Protection
- Travel Protections Lost Baggage Reimbursement + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Wells Fargo Autograph Journey |  Wells Fargo Premier Autograph |  Wells Fargo Autograph |  Bank of America Premium Rewards | |
|---|---|---|---|---|
| Annual fee | $95 | $95Same | $0−$95 | $95Same |
| Signup bonus | 60,000 pts | 100,000 pts | 20,000 pts | 60,000 pts |
| Top rate | 5×Hotels | 5×Hotels | 3×8 categories | 2×12 categories |
| Travel value * | 1.55¢Wells Fargo Rewards | 1.55¢Wells Fargo Rewards | 1.55¢Wells Fargo Rewards | 1¢Travel Rewards |
| Why it’s here | This card | Same issuer and the same Wells Fargo Rewards points | Same issuer and the same Wells Fargo Rewards points, with no annual fee | Same $95 annual fee |
Wells Fargo Premier Autograph
$95 fee (same) · 5× top100,000 pts bonusSame issuer and the same Wells Fargo Rewards points
Wells Fargo Autograph
$0 fee (−$95) · 3× top20,000 pts bonusSame issuer and the same Wells Fargo Rewards points, with no annual fee
Bank of America Premium Rewards
$95 fee (same) · 2× top60,000 pts bonusSame $95 annual fee
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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