Wells Fargo · Visa Infinite · Personal
Wells Fargo Premier Autograph
A $95-a-year card earning Wells Fargo Rewards: 5× on Hotels, 1× on everything else.
- Annual fee
- $95Charged every year
- Signup bonus
- 100,000 ≈ $1,550 in travel (our estimate)*
- Top rate
- 5×Hotels
- Point value
- 1.55¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 100,000 points · spend $4,000 on purchases in the first 3 months from account opening | $1,550 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $1,455 | −$95 |
The bonus needs $4,000 on purchases in the first 3 months from account opening.
Earning structure
6 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Hotels NotesEarns 5x on hotel purchases. | 5× | $7.75 | |
Airfare NotesEarns 4x on purchases with airlines. | 4× | $6.20 | |
Dining NotesEarns 3x at restaurants. | 3× | $4.65 | |
Travel NotesEarns 3x on travel purchases other than hotels and airlines, which earn more. | 3× | $4.65 | |
Travel (Portal) NotesTravel booked through the Wells Fargo travel portal earns the same 3x as other travel. | 3× | $4.65 | |
| All Other | 1× | $1.55 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Personal
- Network
- Visa Infinite
- Bank
- Wells Fargo
- Point system
- Wells Fargo Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Transfer partners8
- Asia Miles 1:1
- Avios 1:1
- Choice Privileges Rewards 1:2
- Flying Blue 1:1
- Flying Club 1:1
- LifeMiles 1:1
- True Blue 1:1
- Wyndham Rewards 1:2
Ratio is Wells Fargo Rewards points to partner miles or points.
Alternatives
Head to head with similar cards
 Wells Fargo Premier Autograph |  Wells Fargo Autograph Journey |  Wells Fargo Autograph |  Bank of America Premium Rewards | |
|---|---|---|---|---|
| Annual fee | $95 | $95Same | $0−$95 | $95Same |
| Signup bonus | 100,000 pts | 60,000 pts | 20,000 pts | 60,000 pts |
| Top rate | 5×Hotels | 5×Hotels | 3×8 categories | 2×12 categories |
| Travel value * | 1.55¢Wells Fargo Rewards | 1.55¢Wells Fargo Rewards | 1.55¢Wells Fargo Rewards | 1¢Travel Rewards |
| Why it’s here | This card | Same issuer and the same Wells Fargo Rewards points | Same issuer and the same Wells Fargo Rewards points, with no annual fee | Same $95 annual fee |
Wells Fargo Autograph Journey
$95 fee (same) · 5× top60,000 pts bonusSame issuer and the same Wells Fargo Rewards points
Wells Fargo Autograph
$0 fee (−$95) · 3× top20,000 pts bonusSame issuer and the same Wells Fargo Rewards points, with no annual fee
Bank of America Premium Rewards
$95 fee (same) · 2× top60,000 pts bonusSame $95 annual fee
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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