Synchrony · Visa Signature · Personal
Verizon
A no-annual-fee card earning cash back: 4× on 6 categories, 1× on everything else.

- Annual fee
- $0No annual fee
- Signup bonus
- $150Cash bonus
- Top rate
- 4×6 categories
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $150 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $150 | $0 |
Bonus terms: Earn a $150 statement credit after you make a purchase in the first 90 days of account opening.
Earning structure
7 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Dining | 4× | $4.00 | |
| EV Charging | 4× | $4.00 | |
| Gas Stations | 4× | $4.00 | |
| Groceries | 4× | $4.00 | |
Specified Store(s) NotesVerizon purchases (excluding bill payments) | 4× | $4.00 | |
| Walmart | 4× | $4.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Synchrony
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Verizon Account
To apply, you must be a Verizon wireless Account Owner or Account Manager with up to 12 phone lines maximum (depending on the plan), or a Verizon Fios Account Owner with at least one active Fios service.
Alternatives
Head to head with similar cards
Verizon | Amazon Prime Store Card | Cathay Pacific World Elite | AAA Travel Advantage | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $99+$99 | $0Same |
| Signup bonus | $150 | $10 | 38,000 pts | $100 |
| Top rate | 4×6 categories | 5×Amazon, Specified Store(s) | 3×Airfare (Portal) | 5×EV Charging, Gas Stations |
| Travel value * | –Cash back | –Cash back | 1.23¢Asia Miles | 1¢AAA Points |
| Why it’s here | This card | Also no annual fee | An annual fee within $100 | Also no annual fee |
Points earned with this credit card can only be redeemed at Verizon for statement credits or for Verizon services/purchases.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







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