Chase · Visa Signature · Business
Chase Ink Business Unlimited
A no-annual-fee business card earning Ultimate Rewards: 1.5× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $750Spend $6,000 on purchases
- Top rate
- 1.5×All Other
- Point value
- 1.85¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $6,000 on purchases in the first 3 months after account opening | $750 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $750 | $0 |
The bonus needs $6,000 on purchases in the first 3 months after account opening.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 1.5× | $2.77 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Visa Signature
- Bank
- Chase
- Point system
- Ultimate Rewards
- Travel value (our estimate)*
- 1.85¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules5
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
- Chase 3/24
Chase policy that denies a sole-proprietor applicant a new Chase business credit card if that person has opened three or more credit cards (from any issuer) in the previous 24 months.
Benefits2 · 1 high value
- Car Rental Insurance High valuePRIMARY Auto Rental Collision Damage Waiver
- Instant Perks & Status Employee cards at no additional cost
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Chase Ink Business Unlimited |  Chase Ink Business Cash |  Chase Ink Business Preferred |  American Express Blue Business Cash | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | $750 | $750 | 100,000 pts | $250 |
| Top rate | 1.5×All Other | 5×4 categories | 3×16 categories | 2×All Other |
| Travel value * | 1.85¢Ultimate Rewards | 1.85¢Ultimate Rewards | 1.85¢Ultimate Rewards | –Cash back |
| Why it’s here | This card | Same issuer and the same Ultimate Rewards points; business card | Same issuer and the same Ultimate Rewards points; business card | Also no annual fee; business card |
Chase Ink Business Cash
$0 fee (same) · 5× top$750 bonusSame issuer and the same Ultimate Rewards points; business card
Chase Ink Business Preferred
$95 fee (+$95) · 3× top100,000 pts bonusSame issuer and the same Ultimate Rewards points; business card
American Express Blue Business Cash
$0 fee (same) · 2× top$250 bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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