Wells Fargo · Mastercard World Elite · Personal

Choice Privileges Select

A $95-a-year card earning Choice Privileges Rewards: 10× on Hotels (Portal), 1× on everything else.

Choice Privileges Select
Annual fee
$95Charged every year
Signup bonus
60,000 ≈ $440 in travel (our estimate)*
Top rate
10×Hotels (Portal)
Point value
0.73¢ In travel · 0.6¢ as cash (our estimate)*

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Value points at (our estimate)*
Your spending a year, by earning rate
10×Hotels (Portal)
5×Cell Phone Carriers, EV Charging, Gas Stations, Groceries and 1 more
1×All Other
Illustrative numbers, not an average.
LineYear oneYear two
Signup bonus 60,000 points · spend $3,000 in purchases in the first 3 months – enough to redeem for up to 7 reward nights at select Choice Hotels® properties$440–
Points on your spend Enter your spending$0$0
Credits you’d use No statement credits listed$0$0
Annual fee Charged each year−$95−$95
NetYear one includes the bonus · at your inputs · our estimates*$345−$95

The bonus needs $3,000 in purchases in the first 3 months – enough to redeem for up to 7 reward nights at select Choice Hotels® properties.

Compare whole wallets See how the Choice Privileges Select does beside the cards you already hold.

Earning structure

7 categories, 3 rates

IconCategoryPoints per $1 Worth per $100 (our estimate)*
Hotels (Portal) 10×$7.33
Cell Phone Carriers 5×$3.67
EV Charging 5×$3.67
Gas Stations 5×$3.67
Groceries 5×$3.67
Home Improvement Stores 5×$3.67
All Other 1×$0.73

The rest of the card

Details, rules and benefits

Card details
Annual fee
$95
Card type
Personal
Network
Mastercard World Elite
Bank
Wells Fargo
Point system
Choice Privileges Rewards
Travel value (our estimate)*
0.73¢ per point
Cash value (our estimate)*
0.6¢ per point
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
Yes
Cash to travel
No
Benefits3 · 2 high value
  • Anniversary Bonuses High valueAnniversary bonus
  • Instant Perks & Status High valueAutomatic Platinum Elite Membership
  • Cell Phone Protections Cellular Telephone Protection

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

Choice Privileges SelectChoice PrivilegesExpedia Group One Key+Bank of America Premium Rewards
Annual fee$95$0−$95$99+$4$95Same
Signup bonus60,000 pts60,000 pts$35060,000 pts
Top rate10×Hotels (Portal)5×Hotels (Portal)3×7 categories2×12 categories
Travel value *0.73¢Choice Privileges Rewards0.73¢Choice Privileges Rewards0.9¢One Key1¢Travel Rewards
Why it’s hereThis cardSame issuer and the same Choice Privileges Rewards points, with no annual feeAn annual fee within $100Same $95 annual fee

Discussion

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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.