Fairwinds CU · Visa · Personal
Fairwinds CU Preferred Cash Back
A no-annual-fee card earning cash back: 1.5× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 1.5×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Fairwinds CU
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Fairwinds CU Membership
To join Fairwinds Credit Union, you generally need to meet one of the following requirements: 1) Residency or Employment in Central Florida: Membership is available to individuals who live or work in Central Florida. 2) University Affiliation: Students, alumni, faculty, and staff of the University of Central Florida (UCF) are eligible. 3) Association with Partner Organizations: Employees of organizations partnered with Fairwinds, such as Universal Orlando or Orlando City Soccer Club, can join. 4) Foundation Contribution: If you don’t meet the other criteria, you can become a member by contributing to the Fairwinds Foundation. Fairwinds covers the $10 donation on your behalf to facilitate membership
Benefits2 · 1 high value
- Car Rental Insurance High valuePRIMARY Auto Rental Collision Damage Waiver
- Cell Phone Protections Cell Phone Protection
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Fairwinds CU Preferred Cash Back |  Fairwinds CU Visa Signature |  AAFES Military Star |  Affinity FCU Pure Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $95+$95 | $0Same | $0Same |
| Signup bonus | None | 60,000 pts | None | 5,000 pts |
| Top rate | 1.5×All Other | 5×Travel, Toll Fees | 2×All Other | 1×All Other |
| Travel value * | –Cash back | 1.5¢Fairwinds CURewards | –Cash back | –Cash back |
| Why it’s here | This card | An annual fee within $100 | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
CommentsShow the discussion