Fairwinds CU · Visa Signature · Personal
Fairwinds CU Visa Signature
A $95-a-year card earning Fairwinds CURewards: 5× on Toll Fees and Travel, 2× on everything else.
- Annual fee
- $95Charged every year
- Signup bonus
- 60,000 ≈ $900 in travel (our estimate)*
- Top rate
- 5×Toll Fees, Travel
- Point value
- 1.5¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 60,000 points | $900 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $805 | −$95 |
Bonus terms: Earn 60,000 bonus points when you spend $5,000 in the first three months from opening. That's a $900 travel value.
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Toll Fees | 5× | $7.50 | |
| Travel | 5× | $7.50 | |
| Dining | 3× | $4.50 | |
| All Other | 2× | $3.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Fairwinds CU
- Point system
- Fairwinds CURewards
- Travel value (our estimate)*
- 1.5¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules1
- Fairwinds CU Membership
To join Fairwinds Credit Union, you generally need to meet one of the following requirements: 1) Residency or Employment in Central Florida: Membership is available to individuals who live or work in Central Florida. 2) University Affiliation: Students, alumni, faculty, and staff of the University of Central Florida (UCF) are eligible. 3) Association with Partner Organizations: Employees of organizations partnered with Fairwinds, such as Universal Orlando or Orlando City Soccer Club, can join. 4) Foundation Contribution: If you don’t meet the other criteria, you can become a member by contributing to the Fairwinds Foundation. Fairwinds covers the $10 donation on your behalf to facilitate membership
Benefits7 · 2 high value
- Car Rental Insurance High valuePRIMARY Auto Rental Collision Damage Waiver
- Point Modifiers High value50% More Value on Points Redeemed for Travel
- Cell Phone Protections Cell Phone Protection
- Travel Protections Lost Luggage Reimbursement + 3 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Fairwinds CU Visa Signature |  Fairwinds CU Preferred Cash Back |  Bank of America Premium Rewards |  PenFed Pathfinder Rewards | |
|---|---|---|---|---|
| Annual fee | $95 | $0−$95 | $95Same | $95Same |
| Signup bonus | 60,000 pts | None | 60,000 pts | 50,000 pts |
| Top rate | 5×Toll Fees, Travel | 1.5×All Other | 2×12 categories | 4×12 categories |
| Travel value * | 1.5¢Fairwinds CURewards | –Cash back | 1¢Travel Rewards | 0.85¢PenFed Platinum Rewards |
| Why it’s here | This card | An annual fee within $100 | Same $95 annual fee | Same $95 annual fee |
Video and discussion
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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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