Barclays Bank · Mastercard World Elite · Personal
Barclays Bank Luxury Black Card
A $699-a-year card earning Luxury Card Rewards: 3× on Airfare (Portal) and Hotels (Portal), 1.5× on everything else.
- Annual fee
- $699Charged every year
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 3×Airfare (Portal), Hotels (Portal)
- Point value
- 2¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$699 | −$699 |
| NetYear one includes the bonus · at your inputs · our estimates* | −$699 | −$699 |
Earning structure
3 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $6.00 | |
| Hotels (Portal) | 3× | $6.00 | |
| All Other | 1.5× | $3.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $699
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Barclays Bank
- Point system
- Luxury Card Rewards
- Travel value (our estimate)*
- 2¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits10 · 4 high value
- Car Rental Insurance High valuePRIMARY Auto Rental Collision Damage Waiver
- Credits & Discounts High value$100 Dining Credit + 1 more credits & discounts benefit
- Lounge Access High valuePriority Pass Select Membership
- Airport Express Credits Global Entry / TSA PreCheck Credit
- Cell Phone Protections Cell Phone Protection
- Ownership Requirements Authorized Users
- Point Modifiers Enhanced Point Redemption Values
- Travel Protections Baggage Delay Insurance + 1 more travel protections benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Barclays Bank Luxury Black Card |  Emirates Skywards Premium |  JetBlue Premier |  Bank of America Premium Rewards Elite | |
|---|---|---|---|---|
| Annual fee | $699 | $499−$200 | $499−$200 | $550−$149 |
| Signup bonus | None | 50,000 pts | 90,000 pts | 75,000 pts |
| Top rate | 3×Airfare (Portal), Hotels (Portal) | 3×Airfare (Portal) | 6×Airfare (Portal) | 2×12 categories |
| Travel value * | 2¢Luxury Card Rewards | 1.15¢Emirates Skywards | 1.32¢True Blue | 1¢Travel Rewards |
| Why it’s here | This card | Same issuer, at a $499 annual fee | Same issuer, at a $499 annual fee | A $550 annual fee |
Technically, the points earnings are 2x for Airfare/Hotels in the portal and 1x for everything else, but you can redeem points at 2% value for airfare/hotels in the portal and 1.5% for cash back. This works out to be the same as what the website shows currently. No clue why they do it this way; it's dumb but this card is dumb, so it makes sense, I guess. ~Rich :)
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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