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Key Features

No Foreign Transaction Fees
Travel Portal Redemption

Card Details

Annual Fee:$699
Card Type:Personal
Point System:Luxury Card Rewards
Travel Value (our estimate):1.0¢ per point
Cash Value (our estimate):1.0¢ per point
Bank:Barclays Bank
Network:Mastercard World Elite
Type:Bank

Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.

Technically, the points earnings are 2x for Airfare/Hotels in the portal and 1x for everything else, but you can redeem points at 2% value for airfare/hotels in the portal and 1.5% for cash back. This works out to be the same as what the website shows currently. No clue why they do it this way; it's dumb but this card is dumb, so it makes sense, I guess. ~Rich :)

Earning Structure

3x
points per $1 spent on:
Airfare (Portal)
Hotels (Portal)
1.5x
points per $1 spent on:
All Other
Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

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