Abound FCU · Visa Platinum · Personal
Abound FCU Platinum
A no-annual-fee card earning cash back: 5× on Gas Stations, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 5×Gas Stations
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Gas Stations | 5× | $5.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Platinum
- Bank
- Abound FCU
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Abound FCU Membership
Becoming a cardholder requires membership in Abound Credit Union, with specific steps and considerations. Membership Requirements: To apply, you must be a member, which involves opening a savings account with a minimum deposit of $5 and, if not already a member, paying a one-time $10 membership fee. There are no monthly service fees for the account, and membership is open to non-residents of Kentucky, broadening accessibility. Credit Approval: Rates and terms, including the APR and credit limit, are subject to credit approval. The credit union pulls the TU FICO 8 Classic score for credit card applications, which may involve a hard inquiry. However, opening the membership account itself does not trigger a soft or hard inquiry, easing the initial step.
Benefits2 · 0 high value
- Instant Perks & Status NortonLifeLock Identity Theft Monitoring
- Travel Protections Travel Accident and Baggage Delay Insurance
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Abound FCU Platinum |  AAA Travel Advantage |  Ally Everyday Cash Back |  American Express Blue Cash EveryDay | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | $100 | None | $200 |
| Top rate | 5×Gas Stations | 5×EV Charging, Gas Stations | 3×3 categories | 3×3 categories |
| Travel value * | –Cash back | 1¢AAA Points | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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