Youtube Video Reviews

Sign up to compare this card with others and get personalized recommendations.

Sign Up Free

Compare Cards & Wallets Free!!

Key Features

No Foreign Transaction Fees

Card Details

Annual Fee:None
Card Type:Personal
Point System:MGM Rewards
Cash Value (our estimate):1.0¢ per point
Bank:FNBO
Partner:MGM Resorts
Network:Mastercard
Type:Hotel

Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.

REDEMPTION OPTIONS: Slot Dollars: Can be used like cash for casino gaming, effectively acting as a form of cash back within the casino environment. MGM Rewards Points: Redeemable for rooms, dining, and entertainment at MGM properties. Each point is valued at 1 cent, based on the welcome offer valuation ($100 for 10,000 points). Transfer to Marriott Bonvoy: MGM Rewards points can be transferred to Marriott Bonvoy at a rate of 10 MGM Rewards points for 8 Marriott Bonvoy points, with a yearly limit of 30,000 points.

Signup Bonus

10,000 points
Earn 10,000 bonus points (valued at $100) after spending $1,000 in the first three billing cycles after account opening.

Earning Structure

3x
points per $1 spent on:
Hotels (Portal)
2x
points per $1 spent on:
Gas Stations
Groceries
1x
points per $1 spent on:
All Other
Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.