Affinity FCU · Visa Signature · Personal
Affinity FCU Cash Rewards
A no-annual-fee card earning cash back: 5× on Amazon, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $150Cash bonus
- Top rate
- 5×Amazon
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $150 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $150 | $0 |
Bonus terms: Get $150 cash back when you spend $3,000 within the first 90 days. PLUS get an additional 10,000 Bonus Points when you spend $25,000 within the first year of opening account.
Earning structure
7 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Amazon Cap $1,000 / 1 moNotesEarn 5% cash back at Amazon for anything that codes as books on up to $1,000 in purchases per month. | 5× | $5.00 | |
| Dining | 2× | $2.00 | |
| Gas Stations | 2× | $2.00 | |
Groceries US onlyNotesU.S. supermarkets and grocery stores only. | 2× | $2.00 | |
Ridesharing NotesEarn unlimited 2% cash back on taxicab and limousine services like Uber and Lyft. | 2× | $2.00 | |
Streaming Services NotesNetflix and Spotify only. | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Affinity FCU
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- AFCU Membership
To join Affinity Federal Credit Union (AFCU), you need to meet one of the following membership requirements: Employment or Affiliation: You may be eligible if you work for one of the businesses or organizations that have partnered with Affinity. AFCU partners with over 2,000 businesses, associations, and organizations. Family Relationship: If you have a family member who is already a member of Affinity, you are also eligible to join. Geographical Location: In some cases, membership may be available based on your geographic location. This is especially common if you live in a community that has partnered with Affinity. Affinity Foundation Donation: If none of the above apply, you can still join by making a donation to one of Affinity's partner charitable organizations, such as the Affinity Foundation. Once eligible, you can complete the membership process by opening an account with a minimum deposit, typically around $5.
Alternatives
Head to head with similar cards
 Affinity FCU Cash Rewards |  Affinity FCU Pure Rewards |  Amazon |  Amazon Prime Store Card | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $150 | 5,000 pts | $50 | $10 |
| Top rate | 5×Amazon | 1×All Other | 3×4 categories | 5×Amazon, Specified Store(s) |
| Travel value * | –Cash back | –Cash back | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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