American Express · Business
Delta SkyMiles Platinum Business
A $350-a-year business card earning SkyMiles: 3× on Airfare (Portal), 1× on everything else.

- Annual fee
- $350Charged every year
- Signup bonus
- 70,000 ≈ $817 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.17¢ In travel · 1.17¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 70,000 points · spend $6,000 in purchases on your new Card in the first 6 months of Card Membership | $817 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$350 | −$350 |
| NetYear one includes the bonus · at your inputs · our estimates* | $467 | −$350 |
The bonus needs $6,000 in purchases on your new Card in the first 6 months of Card Membership.
Earning structure
3 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $3.50 | |
Large Purchases Cap $100,000 / 12 moNotesOn Large Purchases of $5K or more, up to 50K additional miles per calendar year. | 1.5× | $1.75 | |
| All Other | 1× | $1.17 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $350
- Card type
- Business
- Network
- American Express
- Bank
- American Express
- Point system
- SkyMiles
- Travel value (our estimate)*
- 1.17¢ per point
- Cash value (our estimate)*
- 1.17¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules6
- Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
- Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.
- No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN).
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
- Amex Family
Amex will most likely disqualify you from receiving the welcome offer on lower-tier cards if you've previously held the higher-tier cards within the same card family. Note: The rule doesn't apply to business cards but if they apply it in the future, it'll be retroactive, and you won't be able to get lower card bonuses if you have a higher bonus card.
Benefits15 · 7 high value
- Credits & Discounts High value$200 Delta Stays Credit + 3 more credits & discounts benefits
- Instant Perks & Status High valueComplimentary Upgrade List + 3 more instant perks & status benefits
- Point Modifiers High valueTakeOff 15
- Anniversary Bonuses MQD (Medallion® Qualification Dollars) Headstart
- Car Rental Insurance SECONDARY Car Rental Loss and Damage Insurance
- Companion Fare Certificates Companion Certificate
- Earn Perks & Status Medallion® Qualification Dollars (MQD) Boost
- Travel Protections Baggage Insurance Plan + 1 more travel protections benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Delta SkyMiles Platinum Business | Delta SkyMiles Gold Business | Delta SkyMiles Reserve Business | Southwest Rapid Rewards Performance Business | |
|---|---|---|---|---|
| Annual fee | $350 | $150−$200 | $650+$300 | $299−$51 |
| Signup bonus | 70,000 pts | 60,000 pts | 80,000 pts | 80,000 pts |
| Top rate | 3×Airfare (Portal) | 2×Airfare (Portal) | 3×Airfare (Portal) | 4×Airfare (Portal) |
| Travel value * | 1.17¢SkyMiles | 1.17¢SkyMiles | 1.17¢SkyMiles | 1.28¢Rapid Rewards |
| Why it’s here | This card | Same issuer and the same SkyMiles; business card | Same issuer and the same SkyMiles; business card | An annual fee within $100; business card |

Delta SkyMiles Gold Business
$150 fee (−$200) · 2× top60,000 pts bonusSame issuer and the same SkyMiles; business card
Delta SkyMiles Reserve Business
$650 fee (+$300) · 3× top80,000 pts bonusSame issuer and the same SkyMiles; business card
Southwest Rapid Rewards Performance Business
$299 fee (−$51) · 4× top80,000 pts bonusAn annual fee within $100; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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