Capital One · Visa Signature · Business
Capital One Spark 1.5% Cash Select Business
A no-annual-fee business card earning cash back: 5× on 3 categories, 2× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $750Spend $6,000 on purchases
- Top rate
- 5×3 categories
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $6,000 on purchases within the first 3 months from account opening | $750 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $750 | $0 |
The bonus needs $6,000 on purchases within the first 3 months from account opening.
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 5× | $5.00 | |
| Car Rentals (Portal) | 5× | $5.00 | |
| Hotels (Portal) | 5× | $5.00 | |
| All Other | 2× | $2.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Visa Signature
- Bank
- Capital One
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits1 · 0 high value
- Instant Perks & Status Free Employee Cards
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Capital One Spark 1.5% Cash Select Business |  Capital One Spark 2% Cash Plus Business |  Capital One Spark 2% Cash Business |  Amazon Business | |
|---|---|---|---|---|
| Annual fee | $0 | $150+$150 | $0Same | $0Same |
| Signup bonus | $750 | $2,000 | $1,000 | None |
| Top rate | 5×3 categories | 5×3 categories | 2×All Other | 3×6 categories |
| Travel value * | –Cash back | –Cash back | –Cash back | –Cash back |
| Why it’s here | This card | Same issuer, at a $150 annual fee; business card | Also no annual fee; business card | Also no annual fee; business card |
Capital One Spark 2% Cash Plus Business
$150 fee (+$150) · 5× top$2,000 bonusSame issuer, at a $150 annual fee; business card
Capital One Spark 2% Cash Business
$0 fee (same) · 2× top$1,000 bonusAlso no annual fee; business card
Amazon Business
$0 fee (same) · 3× topNone bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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