USAA Bank · Visa Signature · Personal
USAA Bank Preferred Cash Rewards
A no-annual-fee card earning cash back: 1.5× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $200Spend $1,000 on qualifying purchases
- Top rate
- 1.5×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $1,000 on qualifying purchases within 90 days of account opening | $200 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
The bonus needs $1,000 on qualifying purchases within 90 days of account opening.
Compare whole wallets See how the Preferred Cash Rewards does beside the cards you already hold.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- USAA Bank
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits7 · 0 high value
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Cell Phone Protections Cell Phone Protection
- Credits & Discounts Auto Deductible Reimbursement
- Travel Protections Baggage Delay Reimbursement + 3 more travel protections benefits
See all 7 benefits Free account.
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 USAA Bank Preferred Cash Rewards |  USAA Bank Cashback Rewards Plus |  USAA Bank Rewards (AMEX) |  AAFES Military Star | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $200 | None | 2,500 pts | None |
| Top rate | 1.5×All Other | 5×Gas Stations, Special | 3×Dining | 2×All Other |
| Travel value * | –Cash back | –Cash back | 1¢USAA Rewards | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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