Chase · Mastercard · Personal
IHG One Rewards Premier Select
A $350-a-year card earning IHG Rewards: 12× on Hotels (Portal), 3× on everything else.
- Annual fee
- $350Charged every year
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 12×Hotels (Portal)
- Point value
- 0.56¢ In travel · 0.56¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$350 | −$350 |
| NetYear one includes the bonus · at your inputs · our estimates* | −$350 | −$350 |
Earning structure
6 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Hotels (Portal) NotesQualifying purchases at hotels participating in IHG One Rewards only. Card earn is 12x; IHG membership and elite bonuses are separate. | 12× | $6.76 | |
Dining NotesRestaurants, including fast food, takeout, and eligible delivery coded as a restaurant. Bakeries, caterers, meal kits, and most third-party delivery services are excluded. | 6× | $3.38 | |
Ridesharing NotesIncluded in Chase travel, which covers rideshare, taxis, and limousines. | 6× | $3.38 | |
Transit NotesIncluded in Chase travel: passenger trains, buses, ferries, tolls, and parking. Sightseeing and excursions are excluded. | 6× | $3.38 | |
Travel NotesChase travel except IHG hotels, which earn 12x. Includes airlines, other hotels, car rentals, cruises, travel agencies, and discount travel sites. Sightseeing and excursions are excluded. | 6× | $3.38 | |
All Other NotesBase earn on purchases that do not qualify for a higher category. Cash-like transactions, fees, and person-to-person transfers do not earn points. | 3× | $1.69 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $350
- Card type
- Personal
- Network
- Mastercard
- Bank
- Chase
- Point system
- IHG Rewards
- Travel value (our estimate)*
- 0.56¢ per point
- Cash value (our estimate)*
- 0.56¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- No
- Cash to travel
- No
Benefits26 · 8 high value
- Airport Express Credits High value$120 Global Entry / TSA PreCheck Credit
- Anniversary Bonuses High valueAnniversary Free Night
- Credits & Discounts High value$200 Airline Statement Credit + 8 more credits & discounts benefits
- Instant Perks & Status High valueIHG Platinum Elite Status + 1 more instant perks & status benefit
- Car Rental Insurance Auto Rental Coverage
- Earn Perks & Status 20,000 Bonus Points + 4 more earn perks & status benefits
- Travel Protections Baggage Delay Insurance + 6 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 IHG One Rewards Premier Select |  IHG One Rewards Premier |  IHG One Rewards |  American Express Gold | |
|---|---|---|---|---|
| Annual fee | $350 | $150−$200 | $0−$350 | $325−$25 |
| Signup bonus | None | 180,000 pts | 125,000 pts | 100,000 pts |
| Top rate | 12×Hotels (Portal) | 10×Hotels (Portal) | 5×Hotels (Portal) | 5×Hotels (Portal) |
| Travel value * | 0.56¢IHG Rewards | 0.56¢IHG Rewards | 0.56¢IHG Rewards | 1.9¢Membership Rewards |
| Why it’s here | This card | Same issuer and the same IHG Rewards points | Same issuer and the same IHG Rewards points, with no annual fee | An annual fee within $100, with transferable points |
IHG One Rewards Premier
$150 fee (−$200) · 10× top180,000 pts bonusSame issuer and the same IHG Rewards points
IHG One Rewards
$0 fee (−$350) · 5× top125,000 pts bonusSame issuer and the same IHG Rewards points, with no annual fee
American Express Gold
$325 fee (−$25) · 5× top100,000 pts bonusAn annual fee within $100, with transferable points
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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