American Express Gold

Official issuer page

Key Features

No Foreign Transaction Fees

Transfer Partners Available

Travel Portal Redemption

Card Details

Annual Fee:$325

Card Type:Personal

Point System:Membership Rewards

Travel Value (our estimate):1.9¢ per point

Cash Value (our estimate):0.7¢ per point

Bank:American Express

Network:American Express

Type:Bank

Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.

Signup Bonus

100,000 points

Earn up to 100,000 Membership Rewards points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Earning Structure

points per $1 spent on:

Hotels (Portal)

points per $1 spent on:

Dining

Groceries

points per $1 spent on:

Airfare

points per $1 spent on:

Car Rentals (Portal)

Cruises (Portal)

Travel (Portal)

points per $1 spent on:

All Other

points per $1 spent on:

Tours & Attractions (Portal)

Note: Some categories have spending caps that limit bonus earning.

Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.