Citi · Visa · Personal
Costco Anywhere
A no-annual-fee card earning cash back: 5× on Special, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 5×Special
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
14 categories, 5 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Special Cap $7,000 / 12 mo, sharedNotesEarn 5% cash back on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging with the Costco Anywhere Visa®. The 5% and 4% earn is on a combined $7,000 spend per year, and then 1% thereafter. | 5× | $5.00 | |
EV Charging Cap $7,000 / 12 mo, sharedNotesEarn 4% on eligible gas and EV charging with the Costco Anywhere Visa card for the first $7,000 per year and then 1% thereafter. | 4× | $4.00 | |
| Gas Stations Cap $7,000 / 12 mo, shared | 4× | $4.00 | |
| Airfare | 3× | $3.00 | |
| Airfare (Portal) | 3× | $3.00 | |
| Car Rentals | 3× | $3.00 | |
Car Rentals (Portal) NotesPortal not required. | 3× | $3.00 | |
| Cruises | 3× | $3.00 | |
Dining NotesPortal not required. | 3× | $3.00 | |
| Hotels | 3× | $3.00 | |
Hotels (Portal) NotesPortal not required. | 3× | $3.00 | |
| Travel | 3× | $3.00 | |
Costco Wholesale NotesAll Costco store or Costco.com Purchases. | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Citi
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Costco Membership
Requires a $60 annual membership to Costco.
Benefits5 · 0 high value
- Car Rental Insurance PRIMARY (International) / SECONDARY (Domestic) Auto Rental Collision Damage Waiver (CDW)
- Ownership Requirements Costco Membership
- Travel Protections Baggage Delay Protection + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Costco Anywhere |  American Airlines AAdvantage MileUp |  AT&T Points Plus |  Amtrak Guest Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | 15,000 pts | None | 20,000 pts |
| Top rate | 5×Special | 2×3 categories | 3×Gas Stations, EV Charging | 2×Special, Dining |
| Travel value * | –Cash back | 1.42¢American Airlines Miles | 1.67¢ThankYou Points | 2.56¢Amtrak Guest Rewards |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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