Capital One · Mastercard World Elite · Personal
REI Co-op
A no-annual-fee card earning cash back: 5× on Specified Store(s), 1.5× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $100Cash bonus
- Top rate
- 5×Specified Store(s)
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $100 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $100 | $0 |
Bonus terms: Ean a $100 REI gift card after first purchase outside of REI within 60 days from account opening.
Compare whole wallets See how the REI Co-op does beside the cards you already hold.
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Specified Store(s) Notes5x on REI Co-op purchases | 5× | $5.00 | |
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Capital One
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Alternatives
Head to head with similar cards
 REI Co-op |  Bass Pro Shops / Cabela's CLUB |  Capital One Quicksilver Rewards |  Amazon Prime Store Card | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $100 | $60 | $200 | $10 |
| Top rate | 5×Specified Store(s) | 2×Specified Store(s) | 3×Groceries, Gas Stations | 5×Amazon, Specified Store(s) |
| Travel value * | –Cash back | –Cash back | 1.7¢Capital One Miles | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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