US Bank · Visa Signature · Personal
State Farm Premier Cash Rewards
A no-annual-fee card earning cash back: 3× on Insurance, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $150Cash bonus
- Top rate
- 3×Insurance
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $150 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $150 | $0 |
Bonus terms: Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm Premier Cash Rewards Visa Signature® Card.
Earning structure
7 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Insurance Cap $4,000 / 12 mo | 3× | $3.00 | |
| Dining | 2× | $2.00 | |
| Drug Stores | 2× | $2.00 | |
| EV Charging | 2× | $2.00 | |
| Gas Stations | 2× | $2.00 | |
| Groceries | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- US Bank
- Point system
- Cash back
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits2 · 0 high value
- Cell Phone Protections Cell phone protection
- Instant Perks & Status Auto deductible reimbursement
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 State Farm Premier Cash Rewards |  Harris Teeter Rewards |  Korean Air SKYPASS SkyBlue |  AAA Daily Advantage | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $150 | $100 | 10,000 pts | $100 |
| Top rate | 3×Insurance | 5×5 categories | 2×Streaming Services, Ridesharing | 5×Groceries |
| Travel value * | –Cash back | –Cash back | 1.53¢SKYPASS Miles | 1¢AAA Points |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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