US Bank · Mastercard World Elite · Personal
Harris Teeter Rewards
A no-annual-fee card earning cash back: 5× on 5 categories, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $100Cash bonus
- Top rate
- 5×5 categories
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $100 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $100 | $0 |
Bonus terms: Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Harris Teeter Rewards World Elite Mastercard® on eligible purchases3 the first 90 days
Earning structure
9 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Department Stores Cap $3,000 / 12 mo, sharedNotesMobile Wallet Transactions (Excluding Kroger Pay): 5% Cash Back on First $3,000: For purchases made with mobile wallets (such as Apple Pay, Google Pay, etc.), you earn 5% cash back on up to $3,000 in purchases each calendar year, regardless of where you shop (whether at Kroger or anywhere else). 1% Cash Back After $3,000: Once you exceed $3,000 in mobile wallet purchases in a calendar year, the cash back rate drops to 1% on any additional purchases for the rest of the year. | 5× | $5.00 | |
| Digital Wallet Payments Cap $3,000 / 12 mo, shared | 5× | $5.00 | |
Drug Stores Cap $3,000 / 12 mo, sharedNotesMobile Wallet Transactions (Excluding Kroger Pay): 5% Cash Back on First $3,000: For purchases made with mobile wallets (such as Apple Pay, Google Pay, etc.), you earn 5% cash back on up to $3,000 in purchases each calendar year, regardless of where you shop (whether at Kroger or anywhere else). 1% Cash Back After $3,000: Once you exceed $3,000 in mobile wallet purchases in a calendar year, the cash back rate drops to 1% on any additional purchases for the rest of the year. | 5× | $5.00 | |
Groceries Cap $3,000 / 12 mo, sharedNotesMobile Wallet Transactions (Excluding Kroger Pay): 5% Cash Back on First $3,000: For purchases made with mobile wallets (such as Apple Pay, Google Pay, etc.), you earn 5% cash back on up to $3,000 in purchases each calendar year, regardless of where you shop (whether at Kroger or anywhere else). 2% Cash Back After $3,000: Once you exceed $3,000 in Kroger Pay non-fuel purchases in a calendar year, the cash back rate drops to 2% for additional purchases. 1% Cash Back After $3,000: Once you exceed $3,000 in mobile wallet purchases in a calendar year, the cash back rate drops to 1% on any additional purchases for the rest of the year. | 5× | $5.00 | |
Home Improvement Stores Cap $3,000 / 12 mo, sharedNotesMobile Wallet Transactions (Excluding Kroger Pay): 5% Cash Back on First $3,000: For purchases made with mobile wallets (such as Apple Pay, Google Pay, etc.), you earn 5% cash back on up to $3,000 in purchases each calendar year, regardless of where you shop (whether at Kroger or anywhere else). 1% Cash Back After $3,000: Once you exceed $3,000 in mobile wallet purchases in a calendar year, the cash back rate drops to 1% on any additional purchases for the rest of the year. | 5× | $5.00 | |
| Dining Cap $6,000 / 12 mo, shared | 3× | $3.00 | |
| Gas Stations Cap $6,000 / 12 mo, shared | 3× | $3.00 | |
Specified Store(s) NotesPurchases at Harris Teeter and Kroger Family of Companies stores (excludes fuel centers, gift cards, alcohol, tobacco, prescriptions, and certain services) | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- US Bank
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits2 · 0 high value
- Instant Perks & Status Fuel Points + 1 more instant perks & status benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Harris Teeter Rewards |  Korean Air SKYPASS SkyBlue |  State Farm Premier Cash Rewards |  Ally Everyday Cash Back | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $100 | 10,000 pts | $150 | None |
| Top rate | 5×5 categories | 2×Streaming Services, Ridesharing | 3×Insurance | 3×3 categories |
| Travel value * | –Cash back | 1.53¢SKYPASS Miles | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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