PNC Bank · Visa · Personal
PNC Bank points
A no-annual-fee card earning PNC Points: 4× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- 100,000 ≈ $250 in travel (our estimate)*
- Top rate
- 4×All Other
- Point value
- 0.25¢ In travel · 0.2¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 100,000 points | $250 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $250 | $0 |
Bonus terms: Earn 100,000 Bonus Points when you make $1,000 or more in purchases during the first 3 months following account opening.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
All Other NotesEarn 4 to 7 points for every $1 in purchases and redeem with rewards including Apple, products merchandise, travel, gifts cards or cash back. All points expire at the end of the month, 48 months after they were added to your PNC points Account. | 4× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- PNC Bank
- Point system
- PNC Points
- Travel value (our estimate)*
- 0.25¢ per point
- Cash value (our estimate)*
- 0.2¢ per point
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits3 · 0 high value
- Earn Perks & Status 5x on All Purchases + 2 more earn perks & status benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 PNC Bank points |  PNC Bank Cash Unlimited |  AAFES Military Star |  Affinity FCU Pure Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | 100,000 pts | None | None | 5,000 pts |
| Top rate | 4×All Other | 2×All Other | 2×All Other | 1×All Other |
| Travel value * | 0.25¢PNC Points | –Cash back | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
CommentsShow the discussion