US Bank · Visa Signature · Business
US Bank Business Leverage
A $95-a-year business card earning cash back: 5× on Car Rentals (Portal) and Hotels (Portal), 1× on everything else.
- Annual fee
- $95Charged every year
- Signup bonus
- $600Spend $6,000 in eligible purchases on the Account Owner's card
- Top rate
- 5×Car Rentals (Portal), Hotels (Portal)
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $6,000 in eligible purchases on the Account Owner's card within the first 120 days of opening your account | $600 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $505 | −$95 |
The bonus needs $6,000 in eligible purchases on the Account Owner's card within the first 120 days of opening your account.
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 5× | $5.00 | |
| Hotels (Portal) | 5× | $5.00 | |
1st Highest Spend Category NotesExcluding gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart. | 2× | $2.00 | |
2nd Highest Spend Category NotesExcluding gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart. | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Business
- Network
- Visa Signature
- Bank
- US Bank
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Alternatives
Head to head with similar cards
 US Bank Business Leverage |  US Bank Altitude Connect Business |  Amazon Business |  Chase Ink Business Preferred | |
|---|---|---|---|---|
| Annual fee | $95 | $95Same | $0−$95 | $95Same |
| Signup bonus | $600 | 75,000 pts | None | 100,000 pts |
| Top rate | 5×Car Rentals (Portal), Hotels (Portal) | 5×Car Rentals (Portal), Hotels (Portal) | 3×6 categories | 3×16 categories |
| Travel value * | –Cash back | 1¢Altitude Rewards (Connect) | –Cash back | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Same $95 annual fee; business card | An annual fee within $100; business card | Same $95 annual fee, with transferable points; business card |
US Bank Altitude Connect Business
$95 fee (same) · 5× top75,000 pts bonusSame $95 annual fee; business card
Amazon Business
$0 fee (−$95) · 3× topNone bonusAn annual fee within $100; business card
Chase Ink Business Preferred
$95 fee (same) · 3× top100,000 pts bonusSame $95 annual fee, with transferable points; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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