Capital One · Mastercard World Elite · Personal
Capital One VentureOne Rewards
A no-annual-fee card earning Capital One Miles: 5× on 3 categories, 1.25× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- 20,000 ≈ $340 in travel (our estimate)*
- Top rate
- 5×3 categories
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 20,000 points · spend $500 on purchases within the first 3 months from account opening | $340 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $340 | $0 |
The bonus needs $500 on purchases within the first 3 months from account opening.
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 5× | $8.50 | |
| Hotels (Portal) | 5× | $8.50 | |
| Travel (Portal) | 5× | $8.50 | |
| All Other | 1.25× | $2.13 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules2
- Cap 1/6
Capital One will only approve you for one new credit card every six months.
- Cap Prime-5
You may be denied if you have five or more Capital One cards. Reports of a cap for some users at 4 or 3.
Transfer partners21
- AeroMexico Rewards 1:1
- Aeroplan 1:1
- ALL Rewards 2:1
- Asia Miles 1:1
- Avios 1:1
- Choice Privileges Rewards 1:1
- Emirates Skywards 4:3
- Etihad Guest Miles 1:1
- Finnair Plus 1:1
- Flying Blue 1:1
- Flying Club 1:1
- I Prefer 1:2
- Infinity MileageLands 4:3
- JAL Mileage Bank 4:3
- KrisFlyer 1:1
- LifeMiles 1:1
- Miles & Smiles 1:1
- Qantas Frequent Flyer 1:1
- TAP Miles&Go 1:1
- True Blue 5:3
- Wyndham Rewards 1:1
Ratio is Capital One Miles points to partner miles or points.
Alternatives
Head to head with similar cards
 Capital One VentureOne Rewards |  Capital One Venture Rewards |  Capital One Venture X |  Chase Sapphire Preferred | |
|---|---|---|---|---|
| Annual fee | $0 | $95+$95 | $395+$395 | $95+$95 |
| Signup bonus | 20,000 pts | 75,000 pts | 75,000 pts | 75,000 pts |
| Top rate | 5×3 categories | 5×3 categories | 10×Hotels (Portal), Car Rentals (Portal) | 5×7 categories |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Same issuer and the same Capital One Miles | Same issuer and the same Capital One Miles | An annual fee within $100, with transferable points |
Capital One Venture Rewards
$95 fee (+$95) · 5× top75,000 pts bonusSame issuer and the same Capital One Miles
Capital One Venture X
$395 fee (+$395) · 10× top75,000 pts bonusSame issuer and the same Capital One Miles
Chase Sapphire Preferred
$95 fee (+$95) · 5× top75,000 pts bonusAn annual fee within $100, with transferable points
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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