Capital One · Visa Infinite · Personal
Capital One Venture X
A $395-a-year card earning Capital One Miles: 10× on Car Rentals (Portal) and Hotels (Portal), 2× on everything else.
- Annual fee
- $395Charged every year
- Signup bonus
- 75,000 ≈ $1,275 in travel (our estimate)*
- Top rate
- 10×Car Rentals (Portal), Hotels (Portal)
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 75,000 points · spend $4,000 on purchases within the first 3 months from account opening | $1,275 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$395 | −$395 |
| NetYear one includes the bonus · at your inputs · our estimates* | $880 | −$395 |
The bonus needs $4,000 on purchases within the first 3 months from account opening.
Earning structure
6 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 10× | $17.00 | |
| Hotels (Portal) | 10× | $17.00 | |
| Airfare (Portal) | 5× | $8.50 | |
| Travel (Portal) | 5× | $8.50 | |
| Travel (Portal) | 5× | $8.50 | |
| All Other | 2× | $3.40 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $395
- Card type
- Personal
- Network
- Visa Infinite
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules3
- Cap 1/6
Capital One will only approve you for one new credit card every six months.
- Cap Prime-5
You may be denied if you have five or more Capital One cards. Reports of a cap for some users at 4 or 3.
- Venture 1/48
You are not eligible if you have received a new cardmember bonus for this Venture card or another higher-level Venture card in the past 48 months. VentureOne → Venture Rewards → Venture X
Transfer partners21
- AeroMexico Rewards 1:1
- Aeroplan 1:1
- ALL Rewards 2:1
- Asia Miles 1:1
- Avios 1:1
- Choice Privileges Rewards 1:1
- Emirates Skywards 4:3
- Etihad Guest Miles 1:1
- Finnair Plus 1:1
- Flying Blue 1:1
- Flying Club 1:1
- I Prefer 1:2
- Infinity MileageLands 4:3
- JAL Mileage Bank 4:3
- KrisFlyer 1:1
- LifeMiles 1:1
- Miles & Smiles 1:1
- Qantas Frequent Flyer 1:1
- TAP Miles&Go 1:1
- True Blue 5:3
- Wyndham Rewards 1:1
Ratio is Capital One Miles points to partner miles or points.
Benefits17 · 10 high value
- Airport Express Credits High valueGlobal Entry or TSA PreCheck® Credit
- Anniversary Bonuses High valueAnniversary Bonus
- Car Rental Insurance High valuePRIMARY Auto rental collision coverage
- Credits & Discounts High valueAnnual Travel Credit + 2 more credits & discounts benefits
- Instant Perks & Status High valueAvis Preferred Plus Status + 3 more instant perks & status benefits
- Lounge Access High valueCapital One Lounges + 1 more lounge access benefit
- Cell Phone Protections Cell Phone Protection
- Travel Protections Lost Luggage + 3 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Capital One Venture X |  Capital One Venture Rewards |  Capital One VentureOne Rewards |  Associated Bank Reserve Rewards+ | |
|---|---|---|---|---|
| Annual fee | $395 | $95−$300 | $0−$395 | $390−$5 |
| Signup bonus | 75,000 pts | 75,000 pts | 20,000 pts | 50,000 pts |
| Top rate | 10×Car Rentals (Portal), Hotels (Portal) | 5×3 categories | 5×3 categories | 6×3 categories |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1¢Elan Rewards |
| Why it’s here | This card | Same issuer and the same Capital One Miles | Same issuer and the same Capital One Miles, with no annual fee | An annual fee within $100 |
Capital One Venture Rewards
$95 fee (−$300) · 5× top75,000 pts bonusSame issuer and the same Capital One Miles
Capital One VentureOne Rewards
$0 fee (−$395) · 5× top20,000 pts bonusSame issuer and the same Capital One Miles, with no annual fee
Associated Bank Reserve Rewards+
$390 fee (−$5) · 6× top50,000 pts bonusAn annual fee within $100
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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