Zions Bank · Visa · Personal
Zions Bank Agility Cash
A no-annual-fee card earning cash back: 1.5× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $200Cash bonus
- Top rate
- 1.5×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $200 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
Bonus terms: Earn up to $200 bonus cash back from double cash back for the first 12 billing cycles after account opening. The bonus is the extra cash back above the ongoing rate, added with each statement, and is capped at $200.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
All Other NotesEarns on qualified net purchases, rounded to the nearest whole dollar. Excludes cash advances, balance transfers, ATM and quasi-cash, fees, interest, returns, foreign cash, gaming, betting, and lottery. | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Zions Bank
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits7 · 0 high value
- Car Rental Insurance Auto Rental Collision Damage Waiver
- Cell Phone Protections Cell Phone Protection
- Instant Perks & Status Visa Signature Concierge + 1 more instant perks & status benefit
- Travel Protections Extended Warranty Protection + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Zions Bank Agility Cash |  Zions Bank Vivid Rewards |  Zions Bank Premier |  AAFES Military Star | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | $200 | 30,000 pts | $150 | None |
| Top rate | 1.5×All Other | 3×11 categories | 2.5×5 categories | 2×All Other |
| Travel value * | –Cash back | –Zions Bank Rewards | –Zions Bank Rewards | –Cash back |
| Why it’s here | This card | Also no annual fee | An annual fee within $100 | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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