Chase · Visa Signature · Business
World of Hyatt Business
A $199-a-year business card earning World of Hyatt: 4× on Hotels (Portal), 1× on everything else.

- Annual fee
- $199Charged every year
- Signup bonus
- 70,000 ≈ $1,062 in travel (our estimate)*
- Top rate
- 4×Hotels (Portal)
- Point value
- 1.52¢ In travel · 1.52¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 70,000 points · spend $7,000 on purchases in the first 3 months from account opening | $1,062 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$199 | −$199 |
| NetYear one includes the bonus · at your inputs · our estimates* | $863 | −$199 |
The bonus needs $7,000 on purchases in the first 3 months from account opening.
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Hotels (Portal) Notes4 Bonus Points per $1 spent at Hyatt Hotels. Plus, 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member. | 4× | $6.07 | |
1st Highest Spend Category NotesYou'll earn 2 Bonus Points total for each $1 USD spent (1 additional Bonus Point on top of the 1 Bonus Point per $1 USD earned on all other purchases as described below) in the three rewards categories, from a select list of rewards categories available, in which you spend the most each calendar quarter. For example, if your total spend in the top three categories during the calendar quarter equals $1,000 USD, you will earn 2,000 Bonus Points total (1,000 Bonus Points for the 1 Bonus Point earned on all other purchases as described below, plus an additional 1,000 Bonus Points because you spent the most in those top three rewards categories). You'll earn 1 Bonus Point for each $1 USD spent on purchases in the other rewards categories from the select list that didn't qualify as the rewards categories in which you spent the most during that calendar quarter. | 2× | $3.03 | |
| Fitness Memberships | 2× | $3.03 | |
| All Other | 1× | $1.52 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $199
- Card type
- Business
- Network
- Visa Signature
- Bank
- Chase
- Point system
- World of Hyatt
- Travel value (our estimate)*
- 1.52¢ per point
- Cash value (our estimate)*
- 1.52¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules5
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
- Hyatt 1/24
You'll be declined if you are a current cardholder, or if you've received a card signup BONUS in last 24 months.
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Benefits4 · 1 high value
- Instant Perks & Status High valueInstant Discoverist status + 1 more instant perks & status benefit
- Anniversary Bonuses $100 in Hyatt credits
- Earn Perks & Status 10% Redemption bonus
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
World of Hyatt Business | IHG One Rewards Business | Chase Ink Business Preferred | Hilton Honors Business | |
|---|---|---|---|---|
| Annual fee | $199 | $99−$100 | $95−$104 | $195−$4 |
| Signup bonus | 70,000 pts | 140,000 pts | 100,000 pts | 130,000 pts |
| Top rate | 4×Hotels (Portal) | 10×Hotels (Portal) | 3×16 categories | 12×Hotels (Portal) |
| Travel value * | 1.52¢World of Hyatt | 0.56¢IHG Rewards | 1.85¢Ultimate Rewards | 0.42¢Hilton Honors |
| Why it’s here | This card | An annual fee within $100; business card | Same issuer, at a $95 annual fee; business card | An annual fee within $100; business card |

IHG One Rewards Business
$99 fee (−$100) · 10× top140,000 pts bonusAn annual fee within $100; business card
Chase Ink Business Preferred
$95 fee (−$104) · 3× top100,000 pts bonusSame issuer, at a $95 annual fee; business card
Hilton Honors Business
$195 fee (−$4) · 12× top130,000 pts bonusAn annual fee within $100; business card
Video and discussion
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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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