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Card Details
Annual Fee:None
Card Type:Personal
Point System:Preferred Rewards
Cash Value:1.0¢ per point
Bank:Bank of America
Network:Visa Signature
Type:Bank
Signup Bonus
200 cash back
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. PLUS earn 3% cash back + 3% first-year cash back bonus in the category of your choice
Earning Structure
3x
points per $1 spent on:Monthly Categories
2x
points per $1 spent on:Groceries
Wholesale Clubs
1x
points per $1 spent on:All Other
Note: Some categories have spending caps that limit bonus earning.