Chase · Mastercard · Personal
Aeroplan
A $195-a-year card earning Aeroplan: 3× on 7 categories, 1× on everything else.
- Annual fee
- $195Charged every year
- Signup bonus
- 60,000 ≈ $880 in travel (our estimate)*
- Top rate
- 3×7 categories
- Point value
- 1.47¢ In travel · 1.47¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 60,000 points | $880 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$195 | −$195 |
| NetYear one includes the bonus · at your inputs · our estimates* | $685 | −$195 |
Bonus terms: Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open. That's enough to fly to another continent. This product is available to you if you do not have this credit card and have not received a new Cardmember bonus for this credit card in the past 24 months.
Earning structure
9 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Airfare (Portal) NotesAir Canada directly | 3× | $4.40 | |
| Dining | 3× | $4.40 | |
| Groceries | 3× | $4.40 | |
| Ridesharing | 3× | $4.40 | |
| Transit | 3× | $4.40 | |
| Travel | 3× | $4.40 | |
| Walmart | 3× | $4.40 | |
| Gas Stations | 2× | $2.93 | |
| All Other | 1× | $1.47 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $195
- Card type
- Personal
- Network
- Mastercard
- Bank
- Chase
- Point system
- Aeroplan
- Travel value (our estimate)*
- 1.47¢ per point
- Cash value (our estimate)*
- 1.47¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules3
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
Benefits21 · 3 high value
- Airport Express Credits High value$30 Global Entry / TSA PreCheck / NEXUS Credit
- Instant Perks & Status High valueAutomatic Aeroplan 25K Status + 4 more instant perks & status benefits
- Car Rental Insurance Auto Rental Coverage
- Companion Fare Certificates Aeroplan Global +1 Companion Benefit
- Credits & Discounts $100 Air Canada Credit + 2 more credits & discounts benefits
- Earn Perks & Status Aeroplan Priority Reward Vouchers + 3 more earn perks & status benefits
- Point Modifiers Aeroplan Points Expiration Protection
- Travel Protections Baggage Delay Insurance + 4 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Aeroplan |  United Explorer |  Southwest Rapid Rewards Plus |  Delta SkyMiles Gold | |
|---|---|---|---|---|
| Annual fee | $195 | $150−$45 | $99−$96 | $150−$45 |
| Signup bonus | 60,000 pts | 60,000 pts | 50,000 pts | 80,000 pts |
| Top rate | 3×7 categories | 2×4 categories | 2×10 categories | 2×3 categories |
| Travel value * | 1.47¢Aeroplan | 1.23¢United MileagePlus | 1.28¢Rapid Rewards | 1.17¢SkyMiles |
| Why it’s here | This card | An annual fee within $100 | An annual fee within $100 | An annual fee within $100 |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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