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Card Details
Annual Fee:$95
Card Type:Personal
Bank:American Express
Partner:Morgan Stanley
Network:American Express
Type:Bank
Signup Bonus
250 cash back
$250 Reward Dollars
after you spend $3,000 on purchases on your Card in the first 6 months of Card Membership
APR info: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening
$0 intro annual fee for the first year, then $95
Earning Structure
6x
points per $1 spent on:Groceries
Streaming Services
3x
points per $1 spent on:Gas Stations
Ridesharing
Transit
1x
points per $1 spent on:All Other
Note: Some categories have spending caps that limit bonus earning.