Redstone Federal · Visa Signature · Personal
Redstone Federal
A no-annual-fee card earning cash back: 5× on Quarterly Categories, 1.5× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $150Spend $3,000
- Top rate
- 5×Quarterly Categories
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $3,000 within the first 90 days | $150 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $150 | $0 |
The bonus needs $3,000 within the first 90 days.
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Quarterly Categories Cap $1,500 / 3 moNotesRedstone offers a rotating or limited selection of categories each quarter (typically 3–5 options). You pick one. Below is a list of POSSIBLE category options for any given quarter that you would need to manually update based on what you have chosen from the options. | 5× | $5.00 | |
| Gas Stations | 2× | $2.00 | |
| Groceries | 2× | $2.00 | |
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Redstone Federal
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Redstone Membership
Requires a Redstone Federal Credit Union account.
Alternatives
Head to head with similar cards
 Redstone Federal |  Associated Bank Max Cash Preferred |  Chase Freedom Flex |  Discover It Cash Back | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $150 | $150 | $200 | None |
| Top rate | 5×Quarterly Categories | 5×Quarterly Categories | 5×6 categories | 5×Quarterly Categories |
| Travel value * | –Cash back | –Cash back | 1.85¢Ultimate Rewards | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
This card is only available to residents of AL and TN.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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