Chase · Visa Signature · Personal
World of Hyatt
A $95-a-year card earning World of Hyatt: 4× on Hotels (Portal), 1× on everything else.

- Annual fee
- $95Charged every year
- Signup bonus
- 60,000 ≈ $910 in travel (our estimate)*
- Top rate
- 4×Hotels (Portal)
- Point value
- 1.52¢ In travel · 1.52¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 60,000 points | $910 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $815 | −$95 |
Bonus terms: Earn up to 60,000 Bonus Points. 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Points, on up to $15,000 spent.
Earning structure
8 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Hotels (Portal) Notes4 Bonus Points per $1 spent on purchases at all Hyatt hotels. Plus, 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member. | 4× | $6.07 | |
| Airfare | 2× | $3.03 | |
Airfare (Portal) NotesPortal not required | 2× | $3.03 | |
| Dining | 2× | $3.03 | |
| Fitness Memberships | 2× | $3.03 | |
| Ridesharing | 2× | $3.03 | |
| Transit | 2× | $3.03 | |
| All Other | 1× | $1.52 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Chase
- Point system
- World of Hyatt
- Travel value (our estimate)*
- 1.52¢ per point
- Cash value (our estimate)*
- 1.52¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules4
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
- Hyatt 1/24
You'll be declined if you are a current cardholder, or if you've received a card signup BONUS in last 24 months.
Benefits9 · 2 high value
- Anniversary Bonuses High value1 FREE NIGHT EVERY YEAR + 1 more anniversary bonuses benefit
- Instant Perks & Status High valueInstant Discoverist Status
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Earn Perks & Status 1 MORE FREE NIGHT + 1 more earn perks & status benefit
- Travel Protections Baggage Delay Insurance + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
World of Hyatt | Chase Sapphire Preferred | Marriott Bonvoy Boundless | Bank of America Premium Rewards | |
|---|---|---|---|---|
| Annual fee | $95 | $95Same | $95Same | $95Same |
| Signup bonus | 60,000 pts | 75,000 pts | None | 60,000 pts |
| Top rate | 4×Hotels (Portal) | 5×7 categories | 6×Hotels (Portal) | 2×12 categories |
| Travel value * | 1.52¢World of Hyatt | 1.85¢Ultimate Rewards | 0.73¢Marriott Bonvoy | 1¢Travel Rewards |
| Why it’s here | This card | Same $95 annual fee, with transferable points | Same $95 annual fee, with transferable points | Same $95 annual fee |

Chase Sapphire Preferred
$95 fee (same) · 5× top75,000 pts bonusSame $95 annual fee, with transferable points
Marriott Bonvoy Boundless
$95 fee (same) · 6× topNone bonusSame $95 annual fee, with transferable points
Bank of America Premium Rewards
$95 fee (same) · 2× top60,000 pts bonusSame $95 annual fee
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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