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RICH with POINTS™ is not affiliated with or endorsed by the issuer of this card. This page is independent editorial reference and does not link to, or solicit applications for, this product. For official terms and current offers, visit the issuer’s website directly.

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Key Features

No Foreign Transaction Fees
Transfer Partners Available
Travel Portal Redemption

Card Details

Annual Fee:$795
Card Type:Personal
Point System:Ultimate Rewards
Travel Value (our estimate):1.8¢ per point
Cash Value (our estimate):1.0¢ per point
Bank:Chase
Network:Visa Infinite
Type:Bank

Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.

Signup Bonus

100,000 points
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Earning Structure

10x
points per $1 spent on:
Special
8x
points per $1 spent on:
Airfare (Portal)
Car Rentals (Portal)
Cruises (Portal)
Hotels (Portal)
Travel (Portal)
5x
points per $1 spent on:
Lyft
4x
points per $1 spent on:
Airfare
Hotels
3x
points per $1 spent on:
Dining
1x
points per $1 spent on:
All Other
Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.