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Key Features
No Foreign Transaction Fees
Card Details
Annual Fee:None
Card Type:Personal
Bank:American Express
Partner:Rakuten
Network:American Express
Type:Service
Signup Bonus
100 cash back
To qualify for the $100 bonus, you must make qualifying purchases totaling $1000 or more using your Rakuten American Express Card within 90 days of account approval.
Earning Structure
10x
points per $1 spent on:Specified Store(s)
4x
points per $1 spent on:Special
2x
points per $1 spent on:Dining
Groceries
1x
points per $1 spent on:All Other
Editorial independence
RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.
All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.