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Key Features

Travel Portal Redemption

Card Details

Annual Fee:$79
Card Type:Personal
Point System:Free Spirit
Travel Value (our estimate):1.1¢ per point
Bank:Bank of America
Partner:Spirit
Network:Mastercard World Elite
Type:Airline

Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.

Signup Bonus

50,000 points
Online offer: 50,000 Bonus Points + a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening $0 Intro Annual Fee for the first year; after that, Annual Fee will be $79

Earning Structure

3x
points per $1 spent on:
Airfare (Portal)
2x
points per $1 spent on:
Dining
Groceries
1x
points per $1 spent on:
All Other
Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

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