FNBO · Visa Signature · Personal
Scheel's
A no-annual-fee card earning cash back: 3× on Specified Store(s), 1× on everything else.

- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 3×Specified Store(s)
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Specified Store(s) NotesAutomatically qualify by spending $25,000 or more on the card in a calendar year (resets annually; you must maintain this spend to keep Premier status) and earn 5 points per $1 spent on purchases at SCHEELS stores and SCHEELS.com. | 3× | $3.00 | |
All Other NotesAutomatically qualify by spending $25,000 or more on the card in a calendar year (resets annually; you must maintain this spend to keep Premier status) and earn 1.5 points per $1 spent on all other purchases. | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- FNBO
- Point system
- Cash back
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits1 · 0 high value
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Scheel's | Ducks Unlimited Rewards | Amtrak Guest Rewards | Amazon Prime Store Card | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | None | 20,000 pts | $10 |
| Top rate | 3×Specified Store(s) | 3×Specified Store(s) | 2×Special, Dining | 5×Amazon, Specified Store(s) |
| Travel value * | –Cash back | –Cash back | 2.56¢Amtrak Guest Rewards | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







CommentsShow the discussion