Chase · Visa Signature · Personal

United Quest

A $350-a-year card earning United MileagePlus: 5× on Hotels (Portal), 1× on everything else.

Annual fee: $350Charged every year
Signup bonus: 70,000 ≈ $863 in travel (our estimate)*
Top rate: 5×Hotels (Portal)
Point value: 1.23¢ In travel · 1.23¢ as cash (our estimate)*

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Line	Year one	Year two
Signup bonus 70,000 points	$863	–
Points on your spend Enter your spending	$0	$0
Credits you’d use None ticked yet	$0	$0
Annual fee Charged each year	−$350	−$350
NetYear one includes the bonus · at your inputs · our estimates*	$513	−$350

Bonus terms: Earn up to 70,000 bonus miles + 500 Premier qualifying points (PQP): 60,000 bonus miles + 500 PQP after you spend $4,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.

Compare whole wallets See how the United Quest does beside the cards you already hold.

Earning structure

14 categories, 4 rates

Category	Points per $1	Worth per $100 (our estimate)*
Hotels (Portal)	5×	$6.17
Airfare (Portal)	3×	$3.70
Airfare	2×	$2.47
Car Rentals	2×	$2.47
Car Rentals (Portal) Notes Portal not required	2×	$2.47
Cruises	2×	$2.47
Dining	2×	$2.47
Hotels	2×	$2.47
Hotels (Portal) Notes Portal not required	2×	$2.47
Ridesharing	2×	$2.47
Streaming Services	2×	$2.47
Toll Fees	2×	$2.47
Transit	2×	$2.47
All Other	1×	$1.23

The rest of the card

Details, rules and benefits

Card details

Annual fee: $350
Card type: Personal
Network: Visa Signature
Bank: Chase
Point system: United MileagePlus
Travel value (our estimate)*: 1.23¢ per point
Cash value (our estimate)*: 1.23¢ per point
Foreign transaction fee: None
Transfer partners: No
Travel portal redemption: Yes
Cash to travel: No

Application rules3

5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.

Benefits17 · 6 high value

Airport Express Credits High valueGlobal Entry, TSA PreCheck® or NEXUS fee credit
Anniversary Bonuses High value$200 United Travel Credit
Car Rental Insurance High valuePRIMARY Auto Rental Collision Damage Waiver
Credits & Discounts High valueAnnual Award Flight Credit + 6 more credits & discounts benefits
Instant Perks & Status High valueFree First and Second Checked Bags + 1 more instant perks & status benefit
Earn Perks & Status Earn up to 6,000 Premier qualifying points (PQP)
Travel Protections Baggage Delay Insurance + 3 more travel protections benefits

See all 17 benefits Free account.

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

	United Quest	United Explorer	United Club	American Airlines AAdvantage Globe
Annual fee	$350	$150−$200	$695+$345	$350Same
Signup bonus	70,000 pts	60,000 pts	90,000 pts	60,000 pts
Top rate	5×Hotels (Portal)	2×4 categories	5×Hotels (Portal)	6×Hotels (Portal)
Travel value *	1.23¢United MileagePlus	1.23¢United MileagePlus	1.23¢United MileagePlus	1.42¢American Airlines Miles
Why it’s here	This card	Same issuer and the same United MileagePlus points	Same issuer and the same United MileagePlus points	Same $350 annual fee

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Discussion

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United Quest

Is it worth it for you?

United Explorer

United Club

American Airlines AAdvantage Globe

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