Coastal · Mastercard World · Personal
Walmart OnePay CashRewards
A no-annual-fee card earning cash back: 3× on Walmart, 1.5× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $35Spend $75+
- Top rate
- 3×Walmart
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $75+ within 30 days of card opening | $35 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $35 | $0 |
The bonus needs $75+ within 30 days of card opening.
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Walmart NotesEnjoy unlimited 3% cash back at Walmart (5% cash back for Walmart+ members), in-store and online. | 3× | $3.00 | |
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard World
- Bank
- Coastal
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits1 · 0 high value
- Earn Perks & Status Earn 5% on all Walmart Purchases
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Walmart OnePay CashRewards |  Aven |  American Airlines AAdvantage MileUp |  Paypal Cashback | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $35 | None | 15,000 pts | None |
| Top rate | 3×Walmart | 3×All Other | 2×3 categories | 3×3 categories |
| Travel value * | –Cash back | –Cash back | 1.42¢American Airlines Miles | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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