Chase · Visa Signature · Personal
British Airways
A $95-a-year card earning Avios: 3× on Airfare (Portal), 1× on everything else.
- Annual fee
- $95Charged every year
- Signup bonus
- 75,000 ≈ $938 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.25¢ In travel · 1.25¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 75,000 points · spend $5,000 on purchases within the first 3 months of account opening | $938 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $843 | −$95 |
The bonus needs $5,000 on purchases within the first 3 months of account opening.
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Airfare (Portal) NotesBritish Airways, Aer Lingus, and Iberia flight purchases. | 3× | $3.75 | |
| Hotels | 2× | $2.50 | |
Hotels (Portal) NotesPortal not required | 2× | $2.50 | |
| All Other | 1× | $1.25 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Chase
- Point system
- Avios
- Travel value (our estimate)*
- 1.25¢ per point
- Cash value (our estimate)*
- 1.25¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules3
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
Benefits2 · 0 high value
- Credits & Discounts $40 DoorDash Credit + 1 more credits & discounts benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 British Airways |  Aer Lingus |  Qatar Airways Privilege Club Signature |  Chase Sapphire Preferred | |
|---|---|---|---|---|
| Annual fee | $95 | $95Same | $99+$4 | $95Same |
| Signup bonus | 75,000 pts | 75,000 pts | 40,000 pts | 75,000 pts |
| Top rate | 3×Airfare (Portal) | 3×Airfare (Portal) | 4×Airfare (Portal) | 5×7 categories |
| Travel value * | 1.25¢Avios | 1.25¢Avios | 1.25¢Avios | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Same issuer and the same Avios points | Same Avios points | Same $95 annual fee, with transferable points |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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