Barclays Bank · Visa Signature · Business
Wyndham Rewards Earner Business
A $149-a-year business card earning Wyndham Rewards: 8× on Hotels (Portal), 1× on everything else.

- Annual fee
- $149Charged every year
- Signup bonus
- 45,000 ≈ $318 in travel (our estimate)*
- Top rate
- 8×Hotels (Portal)
- Point value
- 0.71¢ In travel · 0.71¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 45,000 points · spend $3,000 on purchases in the first 90 days | $318 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$149 | −$149 |
| NetYear one includes the bonus · at your inputs · our estimates* | $169 | −$149 |
The bonus needs $3,000 on purchases in the first 90 days.
Earning structure
7 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Hotels (Portal) | 8× | $5.65 | |
EV Charging NotesGas stations and EV charging stations as identified by merchant category codes. | 5× | $3.53 | |
Marketing / Advertising NotesIncludes digital advertising platforms such as Google Ads and Facebook, media placement, and other marketing purchases as identified by merchant category codes. | 5× | $3.53 | |
Office Supplies NotesOffice supply store purchases as identified by merchant category codes. | 5× | $3.53 | |
Shipping NotesShipping purchases as identified by merchant category codes. | 5× | $3.53 | |
Special NotesEligible Club Wyndham, WorldMark, Margaritaville Vacation Club, and Shell Vacations Club purchases that are not Trademark Collection properties, plus maintenance fees and timeshare loan payments. Down payments excluded. | 5× | $3.53 | |
All Other NotesVacation Club down payments do not earn points. | 1× | $0.71 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $149
- Card type
- Business
- Network
- Visa Signature
- Bank
- Barclays Bank
- Point system
- Wyndham Rewards
- Travel value (our estimate)*
- 0.71¢ per point
- Cash value (our estimate)*
- 0.71¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules3
- Barclay 0/6
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months.
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Benefits10 · 3 high value
- Anniversary Bonuses High value15,000 Anniversary Points
- Instant Perks & Status High valueWyndham Rewards Diamond Status + 2 more instant perks & status benefits
- Point Modifiers High value20% Award Night Discount + 1 more point modifiers benefit
- Cell Phone Protections Cell Phone Protection
- Credits & Discounts $50 Accounting Software Credit + 2 more credits & discounts benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Wyndham Rewards Earner Business | Hawaiian Airlines Business | JetBlue Business | Capital One Spark 2% Cash Plus Business | |
|---|---|---|---|---|
| Annual fee | $149 | $99−$50 | $99−$50 | $150+$1 |
| Signup bonus | 45,000 pts | 50,000 pts | 50,000 pts | $2,000 |
| Top rate | 8×Hotels (Portal) | 2×3 categories | 6×Airfare (Portal) | 5×3 categories |
| Travel value * | 0.71¢Wyndham Rewards | 1.55¢Atmos Rewards | 1.32¢True Blue | –Cash back |
| Why it’s here | This card | An annual fee within $100; business card | An annual fee within $100; business card | An annual fee within $100; business card |

Hawaiian Airlines Business
$99 fee (−$50) · 2× top50,000 pts bonusAn annual fee within $100; business card
JetBlue Business
$99 fee (−$50) · 6× top50,000 pts bonusAn annual fee within $100; business card
Capital One Spark 2% Cash Plus Business
$150 fee (+$1) · 5× top$2,000 bonusAn annual fee within $100; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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