Chase · Visa · Personal
Chase Freedom Rise
A no-annual-fee card earning Ultimate Rewards: 2× on Lyft, 1.5× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $25Cash bonus
- Top rate
- 2×Lyft
- Point value
- 1.85¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $25 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $25 | $0 |
Bonus terms: Earn a $25 statement credit after you sign up for automatic payments within the first 3 months from account opening and remain enrolled for at least 90 days.
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Lyft Ends Oct 1, 2027NotesTotal 2% on qualifying Lyft app purchases: rideshare, bikes, scooters, and memberships. Gift cards, car rentals, vehicle service, and fees excluded. | 2× | $3.70 | |
All Other NotesEarns on purchases. Balance transfers, cash advances, cash-like transactions, lottery, casino gaming, checks, interest, and fees do not earn. | 1.5× | $2.77 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Chase
- Point system
- Ultimate Rewards
- Travel value (our estimate)*
- 1.85¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes, 3%
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- Yes
Benefits8 · 0 high value
- Car Rental Insurance Auto Rental Coverage
- Credits & Discounts $40 DoorDash Non-Restaurant Credit + 1 more credits & discounts benefit
- Travel Protections Extended Warranty Protection + 4 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Chase Freedom Rise |  Chase Sapphire Preferred |  Chase Freedom Flex |  AAA Daily Advantage | |
|---|---|---|---|---|
| Annual fee | $0 | $95+$95 | $0Same | $0Same |
| Signup bonus | $25 | 75,000 pts | $200 | $100 |
| Top rate | 2×Lyft | 5×7 categories | 5×6 categories | 5×Groceries |
| Travel value * | 1.85¢Ultimate Rewards | 1.85¢Ultimate Rewards | 1.85¢Ultimate Rewards | 1¢AAA Points |
| Why it’s here | This card | Same issuer and the same Ultimate Rewards points | Same issuer and the same Ultimate Rewards points | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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