Chase · Visa · Personal
Disney Inspire
A $149-a-year card earning Disney Rewards: 10× on Special, 1× on everything else.
- Annual fee
- $149Charged every year
- Signup bonus
- $500Cash bonus
- Top rate
- 10×Special
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $500 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$149 | −$149 |
| NetYear one includes the bonus · at your inputs · our estimates* | $351 | −$149 |
Bonus terms: Get a $300 Disney Gift Card eGift upon approval, plus earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Earning structure
6 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Special NotesOn card purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com. | 10× | $10.00 | |
| Gas Stations | 3× | $3.00 | |
Specified Store(s) NotesMost Disney Locations in the U.S. (e.g., theme parks, resorts, cruises, stores) | 3× | $3.00 | |
| Dining | 2× | $2.00 | |
| Groceries | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $149
- Card type
- Personal
- Network
- Visa
- Bank
- Chase
- Point system
- Disney Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits5 · 1 high value
- Credits & Discounts High value$120 annual credit on Disney+, Hulu and ESPN + 2 more credits & discounts benefits
- Earn Perks & Status Earn $100 Disney Theme Park Tickets Credit + 1 more earn perks & status benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Disney Inspire |  Disney Premier |  Disney |  Zions Bank Elite | |
|---|---|---|---|---|
| Annual fee | $149 | $49−$100 | $0−$149 | $195+$46 |
| Signup bonus | $500 | $300 | $150 | $300 |
| Top rate | 10×Special | 10×Specified Store(s) | 10×Specified Store(s) | 3×6 categories |
| Travel value * | 1¢Disney Rewards | 1¢Disney Rewards | 1¢Disney Rewards | –Zions Bank Rewards |
| Why it’s here | This card | Same issuer and the same Disney Rewards points | Same issuer and the same Disney Rewards points, with no annual fee | An annual fee within $100 |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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